Home » Hinglish » Cashflow Kya Hai? Iske Fayde Kya Hain aur Iski Tatkaal Report Kaise Praapt Karen?

Cashflow Kya Hai? Iske Fayde Kya Hain aur Iski Tatkaal Report Kaise Praapt Karen?

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Ek Businessmen ke roop mein aapko particular accounting period ke liye apne business ki financial condition ko janne ke liye kai prakar ki reports taiyaar karni hoti hain. Jaise ki Sales aur Revenue report, Financial report, Inventory report, Formal aur Informal business report, summarized business report, GST report, Performance report, Annual report, ityadi, lekin business par inke sahi prabhav dekhne ke liye inme se kuch reports ko daily basis par taiyaar karna aavashyak hai. Yahaan hum batayenge ki Cash flow kya hai aur aap ise apne business ke liye kitne aasani se praapt kar sakate hain.

Read in English: What is Cash flow Statement? Requirement, Benefits & How to Get Instant Cashflow Report in Vyapar?

# Cash Flow Statement Kya Hai?

Statement jo yeh batata hai ki koi company apne cash ki position ko kitne acche se manage karti hai, veh Cashflow kehlata hai. Cash Flow Statement ek financial statement hai jo ek specific period ke dauraan business mein hone wale cash inflow or outflow ko darshaata hai. Iska upayog business ke financial health ki jaanch karne ke liye kiya jaata hai.

Yeh statement money in, money out ki tulna kar yeh nirdhaarit karta hai ki aapke business ka cashflow Negative hai ya positive. Ye statement yeh bhi darshata hai ki hamesha ek nirdharit avadhi ke shuruwat mein aur antt mein aapke business mein kitna paisa hota hai. 

Yadi aapka business cash praapt hone ki tulna mein cash adhik kharch kar raha hai to Cashflow negative hoga aur cash praapt hone ki tulna mein cash kam kharchkar raha hai to cashflow positive hoga. Isi ke sath agar aap iska daily basis par track rakhte hain to yeh business ke liye cash ko positive rakhne ki yojana banane aur use maintain karne mein madad karata hai. Cashflow statement ke performance ke aadhar par aap apni company ke liye bhavishye ki budget yojanaye bhi bana sakate hain.

# Cash Flow Statement Kaise Kaam Karta Hai?

Halanki kai business cashflow ko manage karne mein asafal rahe, yahi wajah hai ki cashflow statement companies ke liye ek chintajanak upkaran hai. Isi ko behtar samajhne ke liye Cash Flow Statement ko 3 alag-alag business activities mein divide kiya gaya hai: Operations, Investing, and Financing.

1. Operations- Operating Activities ke antargat aane wala cash veh hai jo ek Company apne niyamit business activities ya sanchaalan se prapt karti hai, jaise ki production ya manufacturing, items ki bikri ya grahako ko seva pradan karna. Operation section se hone wale cashflow mein accounts receivable, accounts payable, amortization, depreciation etc. ko bhi shaamil kiya ja sakta hai.

2. Investing- Investing activities se hone wala cashflow, kisi bhi investing activities se generate hone wale cash ke fayde ya investing activities mein kharch hone wale cash ke nuksaan ka parinamm hai jaise ki cash spent on property, plant, and equipment etc.

3. Financing- Financing activities se cash flow ek firm aur uske owners, investors aur creditors ke bech cash ki movement ko measure karta hai. Yeh bhag business ko chalane ke liye use kiye gaye net flow fund ko darshata hai jaise ki debt, equity, and dividends.

Yeh teen activities ke sabhi cash debits aur credits adjust karne ke baad milne wali value ko net cash flow kaha jaata hai.

# Cash Flow Statement ki Avashyakta Kyon Hai?

Income statement aur balance sheet ke baad cash flow statement business accounting ke main finnancial-statements mein se ek hai. Business mein profitability aur long-term future drishtikon ko maapne ke liye cashflow statement ki aavashyakata hoti hai. Yeh mulyankan karne mein madad kar sakta hai ki aapke aur aapke business ke paas kharch ka bhugtan karne ke liye praryapt cash hai ya nahin.

Apne vartamaan kharchon ki behtar samajh haasil karne ke liye apne cashflow report ko prabhaavi roop se manage karna important hai. Yeh aapko bills ka bhugtaan karne, supplies kharidne, apne employees ko payment karne aur aapke business ko operate karne ke liye money provide karata hai. Apne business ke cashflow par nazar rakhna sirdard nahin hona chahiye. Yahi kaaran hai Vyapar App aapke Cash flow report ko automatically banane mein madad karta hai ek baar len-den hone aur app mein uski entry ho jane ke baad.

# Cash Flow ke Fayde:

Har Financial statement ko istemal kiye jane ka ek specific kaaran hota hai. Isliye har ek statement ke apne alag mahatv aur faayde hote hai. Yahan cash flow report ke kuch faayde bataye gaye hain:

1. Yeh daily basis par business ke capital cash balance ko verify karne mein madad karta hai.

2. Yeh aapko business ki liquidity and profitability position ka pata lagane mein madad karta hai.

3. Niyamit roop se cash flow ko monitor karna lagbhag 55% business risks se bachne mein madad karta hai.

4. Yeh report se aap yeh pata laga sakte hain ki aapka business financially kaha stand karta hai.

5. Iska upyog mukhye roop se bhavishye ki jaroorato ke liye cash budget taiyar karne mein kiya jata hai.

# Cash Flow v/s Fund Flow

Comparison  Ke AadhaarCASH FLOWFUND FLOW
MeaningEk cash flow statement veh statement hai jo ek avadhi mein cash and cash equivalents ke inflows and outflows ko darshaata hai.
Fund flow statement veh statement hai jo various accounting years mein entity ki financial position mein changes dikhata hai.
Preparation ke Purpose Yeh kisi bhi Accounting period ke beginning mein aur end mein hue cash ke  movements ke reasons ko dikhane ke liye banaya jata haiYeh Previous year and current accounting year ke financial position mein hue changes ke reasons ko dikhane ke liye banaya jata hai 
Aadhaar (Basis)Accounting ka Cash aadhaarAccounting ka Accrual aadhaar
Vishleshan (Analysis)
Cash planning ka short term analysis
Financial planning  ka long term analysis
Khulasha (Discloses)Cash ke Inflows aur Outflows ka khulasa karta hai
Business ke Funds ke sources aur applications ka khulasa karta hai
Opening aur Closing BalanceIsme Cash ka opening aur closing  balance sam‍milit hota haiIsme Cash ka opening aur closing  balance sam‍milit nahi hota hai
Financial Statement ka partHaanNahi

# Income Statement VS Cashflow Statement

Comparison  ke AadhaarINCOME STATEMENTCASH FLOW STATEMENT
MeaningIncome statement financial statement ka ek hissa hai jiska upayog kisi particular accounting period ke liye hone wale revenues, gains, expenses aur losses ko dikhaane ke liye kiya jaata haiCash flow statement financial statement ka veh hissa hai, jiska upayog kisi particular accounting period ke liye cash ke inflows or outflows  ko darshaane ke liye kiya jata hai
Divided into2 activities mein divide kiya gaya hai – operating, nonoperating3 activities mein divide kiya gaya hai – operations, investing, financing
BasisAccounting ka Accrual aadhaarAccounting ka Cash aadhaar
ObjectiveProfitability aur owner’s ki equity ko jananaBusiness ki liquidity and solvency ka pata lagana
Preparation ka BasisVarious records aur ledger accounts ke aadhar parBusiness mein hone wale cash transactions ke aadhar par
DepreciationDepreciation isme considered kiya jata hai.Isme Depreciation consider nahi kiya jata hai.

# Vyapar se Cash flow Report ko Kaise Check Kare & Share Kare?

Vyapar app se aap cashflow report aasani se check kar sakte hain sirf ek click mein. Vyapar download karein aur cash flow statement generate karein-

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Vyapar se aapke business ke liye quick cash flow report paane ke liye In steps ko follow  karein:

1.) Left menu mein “Reports” par Click karein > “ Cash flow” > aapke anusar certain period of time select karein 

Un sabhi transactions ki list dikhata hai jo us particular samay avadhi ke liye cash mein kiye gaye hai

Yeh darshata hai ki kitna money in hua hai aur kitna money out hua hai sath hi cash ka opening balance aur closing balance bhi darshata hai.

pratyek transaction ka amount darshata hai. Ise aap daily, weekly, quarterly or annually period ke aadhar par filter kar sakte hain.

2.) Aap in details ko Excel & PDF format mein niryat kar sakte hain aur share kar sakte hain.

72% businessmen apne business ko sucharu roop se chalane aur is compitition ki duniya mein safalta praapt karne ke liye “Cash Flow report” ka istemal karte hai.

Kya aapke paas Vyapar App hai?

Frequently Asked Questions:

# Cash flow kharab hone ke kaaran kitne businesses ko samasyaon ka saamana karna pad raha hai?

Annumaanit 82% business failures cash flow management ke kharab hone ke kaaran hote hain. Har business mein owners aur CEOs ko samay samay par kuch faisle lene ki aavashyakata hoti hai jo kabhi-kabhi long term mein unke business ke cash flow ke liye negative results paida kar sakate hain. Apne cash flow ko theek se manage karne mein time aur energy lagti hai, lekin yeh samajhana anivaarya hai ki aapka cash kaha se aa raha hai aur kaise nikal raha hai. Yeh kuch samanya cash flow problems hain jo aapke business ko gambheer roop se prabhaavit kar sakti hain: –

    • Payments ka deri se bhugtaan.

    • Laabh aur faaydo ki kami

    • Undervalued Products aur services..

    • Purane equipment ka upyog.

    • Cash flow budget nahi banana.

    • Bahut dheere dheere receivables collect karna.

# Apne cash flow mein sudhaar kaise karein?

Cash flow increase ki kunji keval adhik cash inflow business mein ho rahe hai yeh nahi hai, balki aapke cash outflow ko seemit karna bhi hai. Iska matlab hai ki aapko apne expenses ko utna hi manage karna hoga jitna ki aapki sales. Yeh kuch strategies hai jo aapke cash flow ko behatar banane mein help karti hain: –

  • Early payment ke liye discount pradan karein

  • Apne inventory mein sudhaar karein

  • Bills samay par bheje ya share karein

  • Vendor ko jaldi bhugataan karne ke liye discount ki maang karein

  • UPI ya QR code option ka upayog karke bhugataan prakriya ko aasaan banaye

  • Paise ke pravaah ko badhane ke liye naye market ko phechaney aur target karein.

# Kya Cash flow negative ho sakta hai?

Haan, cash flow negative tab hota hai jab koi business kisi specific period ke dauraan cash kamane ki tulna mein usse adhik paisa kharch karata hai. Yeh aksar kharaab poorly managed receivables aur credit ka galat upayog karne ke sanket hai. Yeh kuch kaaran hain jinse aapka cash flow negative ho sakta hai:

  • Income aur spendings mein bada antar ho, spendings income se jyada ho

  • Dhoka-dhadi wali gatividhiya

  • Bade aur jyada Cash outflow

Asthayi roop se, negative cash flow allowed hai, lekin baar-baar negative cash flow ka hona ek business ko fail kar sakta hai.

# Cash flow vishleshan kaise karen?

Cash flow vishleshan karne ke liye aapko ek cash flow statament taiyaar karne ki aavashyakata hoti hai jo yeh track karega ki aapke business mein kitna paisa aa raha hai aur nikal raha hai. Phir aap apne operating expenses, investments, financing costs, aadi ka vishleshan kar sakte hain. Cash flow vishleshan ke help se aap sateek vivaranon ki jaanch kar sakte hain ki aapka business kaha paise kharch karta hai aur kaha se earn karta hai. Yadi aapke cash flow vishleshan se yeh pata chalta hai ki aapke pass cash kam hai aur aap apne bhugataan karne mein saksham nahi hain, to aap financial madad lene, laagat mein katauti ya aay badhane ki koshish kar sakate hain.

# Kya hota hai jab aapka cash flow negative hota hai?

Jab aapka biusiness negative ho aap akele sales se apne expenses ko cover nahi kar sakte. Iss samay mein aapke business ko kai problems ka saamna karna pad sakta hai, jaise-

  • Billon ka bhugtan karne mein asamarth

  • Aap paise udhaar lene ke liye majboor ho jayenge

  • Aapko adhik interest dena hoga

  • Cash ki kami ke kaaran direct aur indirect expenses ki maatra din-pratidin badh sakti hai

  • Aap apni Goodwill aur credibility ko kho sakte hain

  • Kul milakar business loss mein rahega

# Kya financial statements ke saath cash flow saetament taiyaar karana aavashyak hai?

Accounting standard 7 ke anusaar, cash flow vivaran Profit & loss account ko taiyaar karne mein mahatvapoorn bhoomika nibhata hai. Isliye financial statement ke saath annual year ke end mein cash flow vivaran taiyaar karana bhi aavashyak hai.

# Cash flow mein demand deposit ka kya matalab hai?

Demand deposit cash deposit hote hain jo bank ya kisi aur financial institute mein jaroorat ke aadhaar par rakhe jaate hain. Yeh mukhye roop se business mein short term cash requirements ko poora karne ke liye upayog kiya jaata hai.


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