{"id":2113,"date":"2026-02-05T11:36:59","date_gmt":"2026-02-05T11:36:59","guid":{"rendered":"https:\/\/vyaparapp.in\/blog\/?p=2113"},"modified":"2026-02-05T11:37:02","modified_gmt":"2026-02-05T11:37:02","slug":"blog-how-to-save-tax-before-march-31-for-smes","status":"publish","type":"post","link":"https:\/\/vyaparapp.in\/blog\/blog-how-to-save-tax-before-march-31-for-smes\/","title":{"rendered":"How to Save Tax Before March 31st: Tips for SMEs"},"content":{"rendered":"\n<div class=\"wp-block-group vy-toc-wrap\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ol><li class=\"\"><a href=\"#introduction\">Introduction<\/a><\/li><li class=\"\"><a href=\"#1-msme-a-three-pronged-roadmap-for-growth\">Why Saving Money Is Critical for SMEs<\/a><\/li><li class=\"\"><a href=\"#what-makes-indian-billing-software-different\">Why March 31 Is a Non-Negotiable Deadline?<\/a><ol><li class=\"\"><a href=\"#2-pricing-that-respects-your-budget\">Why SMEs Often Miss Tax Planning<\/a><\/li><li class=\"\"><a href=\"#3-designed-for-indian-ground-realities\">Section 80C Deductions Explained Simply<\/a><\/li><\/ol><\/li><li class=\"\"><a href=\"#industry-specific-solutions\">Common 80C Deduction Options for SMEs<\/a><\/li><li class=\"\"><a href=\"#gst-billing-software-for-different-business-types\">ELSS Funds for SME Owners<\/a><ol><li class=\"\"><a href=\"#why-sm-es-choose-elss-funds\">Why SMEs choose ELSS funds:<\/a><\/li><li class=\"\"><a href=\"#things-to-consider-before-investing\">Things to consider before investing:<\/a><\/li><\/ol><\/li><li class=\"\"><a href=\"#the-power-of-free-billing-software\">Tax Saving FDs for Stability<\/a><ol><li class=\"\"><a href=\"#why-sme-owners-prefer-them\">Why SME owners prefer them:<\/a><\/li><li class=\"\"><a href=\"#limitations-to-keep-in-mind\">Limitations to keep in mind:<\/a><\/li><li class=\"\"><a href=\"#what-free-gst-billing-software-typically-includes\">Tax Free Investments for Long-Term Goals<\/a><\/li><\/ol><\/li><li class=\"\"><a href=\"#choosing-the-right-option-as-an-sme-owner\">Choosing the Right Option as an SME Owner<\/a><\/li><li class=\"\"><a href=\"#how-to-choose-the-best-billing-software-in-india\">Common Mistakes SMEs Make Before March 31<\/a><\/li><li class=\"\"><a href=\"#quick-march-31-checklist-for-sm-es\">Quick March 31 Checklist for SMEs<\/a><\/li><li class=\"\"><a href=\"#conclusion\">Final Thoughts<\/a><\/li><li class=\"\"><a href=\"#f\">Frequently Asked Questions (FAQs)<\/a><\/li><\/ol><\/nav><\/div>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"572\" src=\"https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/How-to-Save-Tax-Before-March-31st_-Tips-for-SMEs-1-1-1024x572.webp\" alt=\"\" class=\"wp-image-2120\" srcset=\"https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/How-to-Save-Tax-Before-March-31st_-Tips-for-SMEs-1-1-1024x572.webp 1024w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/How-to-Save-Tax-Before-March-31st_-Tips-for-SMEs-1-1-300x168.webp 300w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/How-to-Save-Tax-Before-March-31st_-Tips-for-SMEs-1-1-768x429.webp 768w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/How-to-Save-Tax-Before-March-31st_-Tips-for-SMEs-1-1.webp 1282w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"introduction\">Introduction<\/h2>\n\n\n\n<p>For most SME owners, March is a pressure month. Cash flows tighten, compliance deadlines pile up, and tax planning often slips to the bottom of the list. Once March 31 passes, any chance to reduce personal tax liability for the year is gone for good.<\/p>\n\n\n\n<p>The important thing to understand is this. Even in the final weeks of the financial year, there are practical, last minute tax saving moves that still work.<\/p>\n\n\n\n<p>This section focuses on clear, actionable tips that help SME owners save tax before March 31 without locking up critical cash or making rushed financial mistakes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-msme-a-three-pronged-roadmap-for-growth\">Why Saving Money Is Critical for SMEs<\/h2>\n\n\n\n<p>For small and medium enterprises, saving money is not optional. It directly impacts survival, growth, and flexibility.<\/p>\n\n\n\n<p>Saving tax before March 31 helps SMEs in the following ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Improves personal cash flow for founders and proprietors<\/li>\n\n\n\n<li>Reduces dependence on business withdrawals<\/li>\n\n\n\n<li>Frees up capital for reinvestment or debt reduction<\/li>\n\n\n\n<li>Creates a financial buffer during slow business periods<\/li>\n\n\n\n<li>Lowers stress related to compliance and cash shortages<\/li>\n<\/ul>\n\n\n\n<p>Unlike revenue growth, which takes time and risk, tax savings create immediate financial impact.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-makes-indian-billing-software-different\">Why March 31 Is a Non-Negotiable Deadline?<\/h2>\n\n\n\n<p>Tax laws operate on a financial year basis. Once March 31 passes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You cannot create deductions for the closed year<\/li>\n\n\n\n<li>Missed opportunities cannot be recovered later<\/li>\n\n\n\n<li>Filing returns does not change eligibility<\/li>\n<\/ul>\n\n\n\n<p>For SME owners who plan late, this deadline becomes the last opportunity to act.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-pricing-that-respects-your-budget\">Why SMEs Often Miss Tax Planning<\/h3>\n\n\n\n<p>Common reasons tax planning is delayed:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Irregular income and fluctuating <a href=\"https:\/\/vyaparapp.in\/glossaries\/accounting\/what-is-cash-flow\" target=\"_blank\" rel=\"noreferrer noopener\">cash flows<\/a><\/li>\n\n\n\n<li>Focus on business operations over personal finance<\/li>\n\n\n\n<li>Assumption that tax planning is complex<\/li>\n\n\n\n<li>Confusion between business expenses and personal deductions<\/li>\n<\/ul>\n\n\n\n<p>This is where structured deductions like 80C deductions become useful.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-designed-for-indian-ground-realities\">Section 80C Deductions Explained Simply<\/h3>\n\n\n\n<p>Section 80C allows individuals to reduce taxable income by up to \u20b91.5 lakh per year.<\/p>\n\n\n\n<p>Important points for SME owners:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Available only under the old tax regime<\/li>\n\n\n\n<li>Applies to individuals, not businesses<\/li>\n\n\n\n<li>Investments or payments must be completed before March 31<\/li>\n\n\n\n<li>Deduction reduces taxable income, not tax payable directly<\/li>\n<\/ul>\n\n\n\n<p>For many SME owners, this is the easiest legal way to save tax.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"industry-specific-solutions\">Common 80C Deduction Options for SMEs<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Investment Type<\/strong><\/td><td><strong>Eligible Under 80C<\/strong><\/td><td><strong>Lock-in Period<\/strong><\/td><td><strong>Risk Level<\/strong><\/td><\/tr><tr><td>Employee Provident Fund<\/td><td>Yes<\/td><td>Long term<\/td><td>Low<\/td><\/tr><tr><td>Public Provident Fund<\/td><td>Yes<\/td><td>15 years<\/td><td>Very low<\/td><\/tr><tr><td>ELSS funds<\/td><td>Yes<\/td><td>3 years<\/td><td>Medium to high<\/td><\/tr><tr><td>Tax saving FDs<\/td><td>Yes<\/td><td>5 years<\/td><td>Low<\/td><\/tr><tr><td>Life insurance premiums<\/td><td>Yes<\/td><td>Policy term<\/td><td>Low<\/td><\/tr><tr><td>Children\u2019s tuition fees<\/td><td>Yes<\/td><td>None<\/td><td>None<\/td><\/tr><tr><td>Home loan principal<\/td><td>Yes<\/td><td>Until sale<\/td><td>Low<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br>Not all options suit business owners equally. Selection should be deliberate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"gst-billing-software-for-different-business-types\">ELSS Funds for SME Owners<\/h2>\n\n\n\n<p>ELSS funds are equity mutual funds designed for tax saving.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-sm-es-choose-elss-funds\">Why SMEs choose ELSS funds:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Shortest lock in under 80C<\/li>\n\n\n\n<li>Potential for higher long-term returns<\/li>\n\n\n\n<li>Online investment with quick execution<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"things-to-consider-before-investing\">Things to consider before investing:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Market linked returns are not guaranteed<\/li>\n\n\n\n<li>Not suitable for short term liquidity needs<\/li>\n\n\n\n<li>Best for owners comfortable with volatility<\/li>\n<\/ul>\n\n\n\n<p>ELSS works well when tax saving is combined with wealth creation.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"292\" src=\"https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-1024x292.png\" alt=\"\" class=\"wp-image-2126\" srcset=\"https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-1024x292.png 1024w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-300x85.png 300w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-768x219.png 768w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-1536x437.png 1536w, https:\/\/vyaparapp.in\/blog\/wp-content\/uploads\/2026\/02\/Smart-Tax-Savings-For-SMES-2048x583.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-power-of-free-billing-software\">Tax Saving FDs for Stability<\/h2>\n\n\n\n<p>Tax saving FDs are fixed deposits with a five year lock in.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"why-sme-owners-prefer-them\">Why SME owners prefer them:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Guaranteed returns<\/li>\n\n\n\n<li>Simple structure<\/li>\n\n\n\n<li>Easy documentation<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"limitations-to-keep-in-mind\">Limitations to keep in mind:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interest earned is taxable<\/li>\n\n\n\n<li>No premature withdrawal<\/li>\n\n\n\n<li>Lower returns compared to market options<\/li>\n<\/ul>\n\n\n\n<p>These are suitable for conservative business owners who value capital safety.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"what-free-gst-billing-software-typically-includes\">Tax Free Investments for Long-Term Goals<\/h3>\n\n\n\n<p>Tax free investments under 80C generally serve long term objectives.<\/p>\n\n\n\n<p>They are useful when:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long term surplus funds are available<\/li>\n\n\n\n<li>Retirement or family security is a priority<\/li>\n\n\n\n<li>Liquidity is not required in the near future<\/li>\n<\/ul>\n\n\n\n<p>They are not suitable for funding working capital or short-term needs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"choosing-the-right-option-as-an-sme-owner\">Choosing the Right Option as an SME Owner<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Criteria<\/strong><\/td><td><strong>ELSS Funds<\/strong><\/td><td><strong>Tax Saving FDs<\/strong><\/td><td><strong>Tax Free Investments<\/strong><\/td><\/tr><tr><td>Risk tolerance<\/td><td>Medium to high<\/td><td>Low<\/td><td>Very low<\/td><\/tr><tr><td>Lock-in period<\/td><td>3 years<\/td><td>5 years<\/td><td>Long term<\/td><\/tr><tr><td>Liquidity<\/td><td>Moderate<\/td><td>Low<\/td><td>Very low<\/td><\/tr><tr><td>Return potential<\/td><td>High<\/td><td>Low<\/td><td>Moderate<\/td><\/tr><tr><td>Suitable for<\/td><td>Growth-focused SMEs<\/td><td>Conservative SMEs<\/td><td>Long term planners<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br>There is no one-size-fits-all choice. The right option depends on business stability and personal goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\" id=\"how-to-choose-the-best-billing-software-in-india\">Common Mistakes SMEs Make Before March 31<\/h2>\n\n\n\n<p>Avoid these frequent errors:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investing without checking existing 80C usage<\/li>\n\n\n\n<li>Locking funds needed for business operations<\/li>\n\n\n\n<li>Choosing products only for tax benefits<\/li>\n\n\n\n<li>Ignoring documentation requirements<\/li>\n\n\n\n<li>Assuming 80C applies under the new tax regime<\/li>\n<\/ul>\n\n\n\n<p>Most tax issues arise from rushed decisions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quick-march-31-checklist-for-sm-es\">Quick March 31 Checklist for SMEs<\/h2>\n\n\n\n<p>Before investing, ensure the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Confirm you are opting for the old tax regime<\/li>\n\n\n\n<li>Calculate remaining 80C limit<\/li>\n\n\n\n<li>Assess impact on business cash flow<\/li>\n\n\n\n<li>Complete payment before March 31<\/li>\n\n\n\n<li>Save receipts and bank confirmations<\/li>\n<\/ul>\n\n\n\n<p>This checklist keeps decisions clean and defensible.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Final Thoughts<\/h2>\n\n\n\n<p>For SME owners, saving money is about discipline, not complexity. Tax planning before March 31 allows you to retain more of what you earn and deploy it where it matters most.<\/p>\n\n\n\n<p>Used correctly, 80C deductions, ELSS funds, tax saving FDs, and selective tax free investments help SMEs reduce tax without compromising liquidity or growth. The key is structured decision making, not last minute panic.<\/p>\n\n\n\n<p>Effective tax planning starts with clean books. See how <a href=\"https:\/\/vyaparapp.in\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vyapar Billing Software <\/a>helps you stay organized all year round so March isn&#8217;t a scramble.<\/p>\n\n\n\n<div class=\"wp-block-group vy-faq-section\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"f\">Frequently Asked Questions (FAQs)<\/h2>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong>\u00a0Can SME owners claim 80C deductions?<\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Yes. SME owners can claim 80C deductions in their individual capacity if they earn personal income. This includes proprietors, partners, and directors drawing salary from their company. The deduction is personal and not linked to business expenses.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong>Is Section 80C available under the new tax regime?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>No. Section 80C deductions are allowed only under the old tax regime. If you opt for the new tax regime, investments made under 80C will not reduce your taxable income.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong>Can I invest in 80C instruments at the last minute?<\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Yes. As long as the investment or payment is completed before March 31, it qualifies for deduction for that financial year. Initiating a transaction without completion does not count.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong>Are ELSS funds suitable for SME owners?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>ELSS funds are suitable for SME owners who are comfortable with market risk and can stay invested for at least three years. They offer the shortest lock in under 80C and potential long-term growth.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong>Are tax saving FDs better than ELSS funds?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Neither is better universally. Tax saving FDs suit conservative investors who want predictable returns, while ELSS funds suit growth oriented investors willing to accept market fluctuations.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong><strong>Are tax free investments completely risk free?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Tax free investments generally carry low risk, but they come with long lock in periods. They are best used for long term goals and should not be funded using money required for business operations.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong><strong><strong>Can I claim both business expenses and 80C deductions?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>Yes. Business expenses reduce taxable business income, while 80C deductions reduce personal taxable income. They operate independently and should not be mixed.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group vy-faq-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li class=\"vy-faq-question\"><strong><strong><strong><strong><strong><strong><strong><strong>What proof is required to claim 80C deductions?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group vy-faq-answer\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>You should retain investment confirmations, bank payment proofs, insurance receipts, tuition fee receipts, and loan repayment statements. These may be required during assessment or verification.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Introduction For most SME owners, March is a pressure month. Cash flows tighten, compliance deadlines pile up, and tax planning often slips to the bottom of the list. Once March 31 passes, any chance to reduce personal tax liability for the year is gone for good. The important thing to understand is this. Even in&#8230;<\/p>\n","protected":false},"author":7,"featured_media":2119,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[10],"tags":[],"class_list":{"0":"post-2113","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-guide"},"_links":{"self":[{"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/posts\/2113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/comments?post=2113"}],"version-history":[{"count":5,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/posts\/2113\/revisions"}],"predecessor-version":[{"id":2128,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/posts\/2113\/revisions\/2128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/media\/2119"}],"wp:attachment":[{"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/media?parent=2113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/categories?post=2113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vyaparapp.in\/blog\/wp-json\/wp\/v2\/tags?post=2113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}