Find the Right Government Scheme for Your Business

Find the Right Government Scheme for Your Business

Explore subsidies, loans, and support programs designed to help Indian MSMEs grow. Filter by your business profile and discover schemes you’re eligible for.

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Prime Minister’s Employment Generation Programme (PMEGP)

Ministry of MSME (Khadi and Village Industries Commission)

PMEGP is a credit-linked subsidy programme for generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector.

2nd Loan for Upgradation of Existing PMEGP/MUDRA Units

Ministry of MSME (Khadi and Village Industries Commission)

Provides a second round of credit-linked subsidy for existing PMEGP or MUDRA units with good track records, enabling business expansion and modernization.

Credit Guarantee Scheme for MSMEs (CGTMSE)

Ministry of MSME (CGTMSE in association with SIDBI)

CGTMSE provides credit guarantee to banks for collateral-free loans up to ₹5 crore to MSMEs, enabling easier access to institutional credit.

Credit Linked Capital Subsidy Scheme (CLCS-TU)

Ministry of MSME

Provides 15% capital subsidy on institutional credit up to ₹1 crore for technology upgradation of MSE units in 51 specified sub-sectors.

MSME Technology Centres Scheme

Ministry of MSME

Provides access to advanced manufacturing tools, labs, skill development programs (CNC, CAD/CAM, etc.), product design and testing support across 18 specialized Technology Centres.

National SC/ST Hub Scheme (NSSH)

Ministry of MSME

Supports SC/ST entrepreneurs through subsidies, market access, capacity building, vendor development, and helps participation in government procurement.

Procurement and Marketing Support (PMS) Scheme

Ministry of MSME

Provides financial support for trade fairs, exhibitions, packaging, branding, vendor development and marketing infrastructure to enhance MSME visibility and reach.

Entrepreneurship Skill Development Programme (ESDP)

Ministry of MSME

Provides training programs in entrepreneurship development, business management and technical skills to help aspiring and existing entrepreneurs start and manage MSMEs.

Scheme of Fund for Regeneration of Traditional Industries (SFURTI)

Ministry of MSME (Khadi and Village Industries Commission)

Provides financial support for cluster development, infrastructure, tools, skill training and marketing to improve productivity and income of traditional artisans.

Prime Minister’s Formalisation of Micro Food Processing Enterprises (PMFME)

Ministry of Food Processing Industries (MoFPI)

Provides 35% credit-linked capital subsidy (capped at ₹10 lakh) for micro food processing units along with branding, marketing, training and infrastructure support.

A Scheme for Promotion of Innovation, Rural Industry & Entrepreneurship (ASPIRE)

Ministry of MSME

Provides grant-based funding for Livelihood Business Incubators (LBI), Technology Business Incubators (TBI), and infrastructure setup focused on innovation and rural entrepreneurship.

Zero Defect Zero Effect (ZED) Certification Scheme

Ministry of MSME

Helps MSMEs adopt quality tools and techniques to improve manufacturing processes, product quality, and environmental compliance with up to 80% subsidy on certification cost.

Lean Manufacturing Competitiveness Scheme (LMCS)

Ministry of MSME

Supports MSMEs in adopting lean manufacturing techniques with up to 80% government support on consultancy cost, helping reduce wastage, cost, and inefficiencies.

Design Clinic Scheme for MSMEs

Ministry of MSME

Provides up to ₹15 lakh per project (60% financial assistance) for design consultancy and product development to help MSMEs improve product quality and competitiveness.

Digital MSME Scheme

Ministry of MSME

Provides financial assistance for cloud computing adoption and digital tools implementation to help MSMEs improve efficiency, data management and decision-making.

Cluster Development Programme (MSE-CDP)

Ministry of MSME

Provides financial support for Common Facility Centres (CFCs), soft interventions and infrastructure with government contributing up to 70%–90% of project cost.

Market Development Assistance (MDA) Scheme

Ministry of MSME

Provides financial assistance for international exposure, branding, research, anti-dumping support and barcoding to help MSMEs enter and expand in global markets.

International Cooperation Scheme

Ministry of MSME

Funds international exhibitions, business delegations and buyer-seller meets up to 95% of airfare and exhibition space rent — applied through associations/institutions only.

Credit Guarantee Fund for Factoring (CGFF)

Ministry of MSME

Provides up to 90% credit guarantee cover for factoring (receivables financing) transactions, enabling collateral-free invoice financing and improving MSME cash flow.

Coir Udyami Yojana (CUY)

Ministry of MSME (Coir Board)

Provides 40% credit-linked subsidy on project cost up to ₹10 lakh, with 55% bank credit and only 5% beneficiary contribution for new coir-based units.

Raising and Accelerating MSME Performance (RAMP) Scheme

Ministry of MSME (World Bank-supported)

A World Bank-backed scheme providing financial assistance for market access, technology adoption, and capacity building to enhance MSME competitiveness and scale.

Production Linked Incentive (PLI) Scheme

Ministry of Commerce & Industry / Sectoral Ministries

Provides incentives based on incremental production/sales (4% to 10%) to encourage large-scale manufacturing in identified MSME-relevant sectors.

Trade Receivables Discounting System (TReDS)

Reserve Bank of India (RBI) & Ministry of MSME

Enables MSMEs to get faster access to funds through invoice discounting on TReDS platforms, improving cash flow with competitive financing rates via multiple financiers.

National Manufacturing Competitiveness Programme (NMCP)

Ministry of MSME

An umbrella programme covering lean manufacturing, design support, quality certification and other sub-schemes to enhance efficiency and global competitiveness of MSMEs.

Udyam Registration (MSME Registration)

Ministry of MSME

Free online registration for MSMEs based on self-declaration. Provides access to multiple MSME schemes, easier bank loans, government tenders, and protection under delayed payment provisions.

Public Procurement Policy for MSMEs

Ministry of MSME

Mandates minimum 25% procurement by government entities from MSMEs, with special reservation for SC/ST (4%) and Women entrepreneurs (3%), and EMD exemption.

MSME Samadhaan (Delayed Payment Monitoring System)

Ministry of MSME

Enables MSMEs to file complaints for delayed payments with legal support for faster dispute resolution. Buyers liable to pay compound interest at 3x bank rate.

MSME Sambandh (Procurement Monitoring Portal)

Ministry of MSME

Tracks procurement from MSMEs by CPSEs and government departments, ensuring compliance with public procurement policy and improving transparency and opportunities.

MSME Champions Scheme

Ministry of MSME

A one-stop support platform for MSMEs covering business grievances, financial assistance guidance, and technology and scale-up support to help resolve issues quickly.

Export Promotion Capital Goods (EPCG) Scheme

Ministry of Commerce & Industry (DGFT)

Allows export-oriented businesses to import capital goods at zero or concessional customs duty against an export obligation, reducing cost of machinery and expansion.

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